Welcome to the official blog of AIPSA. This blog is meant for use by members of All India Postal Stenographers' Association******E-mail: parambilmohan@gmail.com
================ Blog maintained by : P. Radhamohan Nair, Private Secretary to Post Master General, (Retired) Northern Region, Calicut, Kerala Circle=================

Saturday, December 24, 2016

NPS – Open your Pension Account – using your own Aadhaar Card – under NPS through eNPS

The 12-digit unique identification number in your Aadhaar card has become the one point source for all your needs, which is not limited to only an identity proof or an address proof, but it is also expanding its dimensions to help people go digital. Aadhaar is used as a verification authentication to do your KYC under NPS accounts.
If you want to get monthly income after your retirement, you need to start saving in an NPS account. National Pension Scheme is a post-retirement scheme regulated by the Pension Fund Regulatory and Development Authority of India (PFRDA), introduced under the Government of India (GOI). The account can be opened by an individual or a body corporate.

It consists of two accounts – tier 1, which is a non-withdrawal pension account and it is mandatory to open. The withdrawals can only be made after retirement attaining the age of 60. Tier 2 is a partial withdrawal account with certain percentage limitations of withdrawals from time to time. Maximum 3 withdrawals can be done during the lifetime with a minimum gap of 5 years between each one of them.

Who can open an NPS account?

Any citizen of India (resident or non-resident) attaining an age between 18-60 years and complying with all the KYC norms can open an NPS account. NRIs can open their account subject to some conditions – they should have a bank account with an Indian bank having a base in India and a self-attested copy of passport. Contributions are made under the guidelines provided by RBI and FEMA which may change from time to time.

What are its benefit?

  • Opening an account under NPS will give you an additional tax benefit of Rs.50,000 under section 80CCD(1B) of ITA 1961, over and above the limit of Rs 1.5 lakh under section 80C.
  • There is no upper limit of savings under an NPS account. However, minimum contribution under an NPS account should be of Rs 500 per month and Rs.6000 per year.
  • NPS accounts are opened under the clear guidelines of PFRDA where NPS trust actively manages the performance of funds by its fund managers.
  • NPS provides flexibility in choosing funds for investment under different asset classes.
  • How to create a pension account through eNPS?
  • Follow these 10 simple steps to create your pension account through eNPS:
  • Step1: Visit the official website of NPS : https://enps.nsdl.com/eNPS/NationalPensionSystem.html
  • Step2: For new registration or completing the pending registration click on the ” new registration” or “completing pending registration” tab appearing on the home screen.
Step3: New users need to select the ‘new registration option’.

Step4: If you want to open your own NPS account click on ‘Individual Subscriber’ else for opening an account for a corporate firm click on ‘corporate subscriber’.

Step5: Select the ‘Aadhaar’ option to register yourself with eNPS account.
Step6: Select the account type from – Tier I & Tier II or Tier I only.

Step7: Enter the 12-digit Aadhaar number as mentioned in your Aadhaar card. Make sure that your Aadhaar card is linked with a registered mobile number.

Step8: After your KYC is processed through Aadhaar link, you will be routed to the payment gateway for making payment in an NPS account.

Step9: You need to take the print out of the form attach your photograph and do the signatures as mentioned.

Step10: Send the form to central recordkeeping agency (eNPS) within 90 days.

Source: enps

Payments towards Tax, Penalty, Surcharge and Deposit under PMGKY 2016 in Old Demonetized Currency allowed till 30th December, 2016

Payments towards Tax, Penalty, Surcharge and Deposit under PMGKY 2016 in Old Demonetized Currency allowed till 30th December, 2016

The Central Government has decided that up to 30.12.2016, the payment towards tax, surcharge, penalty and deposit under the Pradhan Mantri Garib KalyanYojana  (PMGKY), can be made in Old Bank Notes of Rs. 500 and Rs.1,000 denomination issued by the RBI.

The Taxation and Investment Regime for Pradhan Mantri Garib KalyanYojana (PMGKY), 2016 has commenced on 17th December, 2016 and is open for declarations upto 31st March, 2017. The payment of tax, surcharge and penalty under the Scheme is to be made through challan ITNS- 287 and the deposits are to be made in the Pradhan Mantri Garib Kalyan Deposit Scheme,2016. The notifications relating to PMGKY are available on the website www.incometaxindia.gov.in .

Transfer /Promotion and Posting in PS Gr B cadre under West Bengal Circle

Applicability of provision below SR-147 to the family of deceased Govt. servant, in special circumstances - clarification regarding

Source : http://finmin.nic.in/the_ministry/dept_expenditure/notification/ta_ota/OMdated211216.pdf

Announcement of new Passport Rules

December 23, 2016

  • In order to streamline, liberalize and ease the process of issue of passport, the Ministry of External Affairs has taken a number of steps in the realm of passport policy which is expected to benefit the citizens of India applying for a passport. The details of these steps are given below:-

  • As per the extant statutory provisions of the Passport Rules, 1980, all the applicants born on or after 26/01/1989, in order to get a passport, had to, hitherto, mandatorily submit the Birth Certificate as the proof of Date of Birth (DOB). It has now been decided that all applicants of passports can submit any one of the following documents as the proof of DOB while submitting the passport application:

    (i) Birth Certificate (BC) issued by the Registrar of Births & Deaths or the Municipal Corporation or any other prescribed authority whosoever has been empowered under the Registration of Birth & Deaths Act, 1969 to register the birth of a child born in India;

    (ii) Transfer/School leaving/Matriculation Certificate issued by the school last attended/recognized educational board containing the DOB of the applicant;

    (iii) PAN Card issued by the Income Tax Department with the DOB of applicant;

    (iv) Aadhar Card/E-Aadhar having the DOB of applicant;

    (v) Copy of the extract of the service record of the applicant (only in respect of Government servants) or the Pay Pension Order (in respect of retired Government Servants), duly attested/certified by the officer/in-charge of the Administration of the concerned Ministry/Department of the applicant, having his DOB;

    (vi) Driving licence issued by the Transport Department of concerned State Government, having the DOB of applicant;

    (vii) Election Photo Identity Card (EPIC) issued by the Election Commission of India having the DOB of applicant;

    (viii) Policy Bond issued by the Public Life Insurance Corporations/Companies having the DOB of the holder of the insurance policy.

    Report of the Inter Ministerial Committee
  • A three-member Committee comprising of the officials of the Ministry of External Affairs and the Ministry of Women and Child Development was constituted to examine various issues pertaining to passport applications where mother/child has insisted that the name of the father should not be mentioned in the passport and also relating to passport issues to children with single parent and to adopted children. The Report of the Committee has been accepted by the Minister of External Affairs.

    The following policy changes have been made inter-alia on the basis of the recommendations of this Committee:

    (i) The online passport application form now requires the applicant to provide the name of father or mother or legal guardian, i.e., only one parent and not both. This would enable single parents to apply for passports for their children and to also issue passports where the name of either the father or the mother is not required to be printed at the request of the applicant.

    (ii) The total number of Annexes prescribed in the Passport Rule, 1980, has been brought down to 9 from the present 15. Annexes A, C, D, E, J, and K have been removed and certain Annexes have been merged.

    (iii) All the annexes that are required to be given by the applicants would be in the form of a self declaration on a plain paper. No attestation/swearing by/before any Notary/Executive Magistrate/First Class Judicial Magistrate would be henceforth necessary.

    (iv) Married applicants would not be required to provide Annexure K or any marriage certificate.

    (v) The Passport application form does not require the applicant to provide the name of her/his spouse in case of separated or divorced persons. Such applicants for passports would not be required to provide even the Divorce Decree.

    (vi) Orphaned children who do not have any proof of DOB such as Birth Certificate or the Matriculation Certificate or the declaratory Court order, may now submit a declaration given by the Head of the Orphanage/Child Care Home on their official letter head of the organization confirming the DOB of the applicant.

    (vii) In case of children not born out of wedlock, the applicant for the passport of such children should submit only Annexure G while submitting the passport application.

    (viii) In case of issue of passport to in-country domestically adopted children, submission of the registered adoption deed would no longer be required. In the absence of any deed to this effect, the passport applicant may give a declaration on a plain paper confirming the adoption.

    (ix) Government servants, who are not able to obtain the Identity Certificate (Annexure-B)/ No-Objection Certificate (Annexure-M) from their concerned employer and intend to get the passport on urgent basis can now get the passport by submitting a self-declaration in Annexure-‘N’ that he/she has given prior Intimation letter to his/her employer informing that he/she was applying for an ordinary passport to a Passport Issuing Authority.

    (x) Sadhus/ Sanyasis can apply for a passport with the name of their spiritual Guru mentioned in the passport application in lieu of their biological parent(s) name(s) subject to their providing of at least one public document such as Election Photo Identity Card (EPIC) issued by the Election Commission of India, PAN card, Adhar Card, etc wherein the name of the Guru has been recorded against the column(s) for parent(s) name(s).
  • Necessary notifications would be soon published in the Official Gazette to give effect to these changes. Instructions are also being issued to the Passport Issuing Authorities in India and abroad on these revised regulations.
  • The Ministry of External Affairs expects that the above changes in the Passport Rules would further ease the process for passport applicants in getting their Passport. At the same time, it would enable this Ministry to continue to deliver passport related services to the citizens in a timely, transparent, more accessible, reliable manner and in a comfortable environment through streamlined processes and committed, trained and motivated workforce.

New Delhi
December 23, 2016
Source : http://mea.gov.in/press-releases.htm?dtl/27874/Announcement_of_new_Passport_Rules

Delinking of revised pension from qualifying service of 33 years

F. No. CPAO/Co-ord/(107)/2016-17/542
Government Of India
Ministry Of finance, Department of Expenditure,
central Pension Accounting Office,
Trikoot-II, Bhikaji Cama Place, New Delhi – 110066
Phone:011-26178990 e-mail: sraocord-cpao@nic.in
Dated: 20th Dec, 2016
Sub: OM No.38/37/08-P&PW (A) dated 6th April, 2016 of DP&PW: Delinking of revised pension from qualifying service of 33 years.
Attention is invited to previously issued OMs to Ministries/Departments/ AGs/UTs by CPAO on the subject mentioned obove. It is observed thot progress in disposal of such coses hos declined in spite of repeated requests for early settlement of pending coses and out of 89,481 cases,25,692 cases are still pending for revision. To avoid delay in payment of revised pension and arrear to the pensioners, special drive is required to clear these cases
It is requested to clear all the pending revision cases by 31st December, 2016.PAOs may be instructed to revise the remaining pending cases and send the revision authorities to CPAO for further authorization. It is also requested that in case some pending revisions are not covered under this OM, a certificate may be sent to CPAO in this regard so that these cases may be removed from the pendency list.
(Subhash Chandra)
Controller of Accounts