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Wednesday, August 03, 2016

Schedule of Fees of Savings Bank and Savings Certificate

 Collection of out station cheques, upto RS 1000= Rs 30/-
Beyond Rs 1000 per Rs 1000/-     = Rs3/-
Issue of Duplicate passbook (in the shape of Postage stamps)= Rs10/-
Transfer of a/c from one po to another po= free 
Supply of ledger copy, For every 30 entries= Rs2/-
Certificate of Balance in SB/RD/TD accounts = free
Certificate of annual interest paid in TD accounts = free
Registration of Nomination or Variation of Nomination other than first ( in the shape of Postage stamps) = Rs1/-
Issue of Fresh Passbook in lieu of used up = free
Issue of Fresh passbook for spoiled one= Rs10/-(in shape of postage)
Issue of Certificate of SAS Commission = Rs1/-
Transfer of PPF account from one P.O to Another = free
Issue of Duplicate Passbook of PPF account = Rs1/-
Issue of duplicate passbook of SCSS account - 
= For first time= Rs10/-
= For 2nd and all subsequent time= Rs20/-
Issue of Certificates of Holding of Savings accounts or savings Certificate = free
Issue of Certificate of accrual of annual interest = free
Transfer of SCSS account from one PO to another

1.Where amount of deposit is less than one lakh= free
2.Where amount of deposit is above Rs.one lakh
(a) for first transfer per lakh= Rs5/-
(b) for second transfer per lakh = Rs10/-
Issue of duplicate NSC (per certificate) = Rs5/-
Conversion of NSC from one denomination to another (per certificate) = Rs5/-
Transfer of NSC from one person to another (per certificate)= Rs5/-
2nd registration of nomination or variation of nomination of NSC (per certificate) = Rs5/-
Pledging or pledge releasing of NSC Certificate (per certificate) = Rs5/-
Transfer from deceased holder to heir of NSC ( per certificate)= Rs5/-
Certificate of discharge of NSC (per registration NO).= Rs5/-
For attestation of specimen signature of SB depositor for purpose other than SB work per attestation= Rs10

How to claim tax relief on 7th CPC arrears ?

In Seventh Pay Commission bonanza, lakhs of central government employees will soon receive higher salaries and arrears in one go. This may result in an increase in the tax slab of many employees as they will receive arrears from January 1, 2016.
There are provisions which provide tax relief to employees due to delay in the receipt of the arrears.

"If an employee or his family receives pension arrears or salary arrears, he or she can claim tax relief under Section 89(1). This Section makes sure you don't end up paying higher tax due to moving up a tax slab from receipt of arrears. Or because tax slab rates in the year of receipt are higher as compared to the year to which arrears belong to," says Preeti Khurana, chief editor of Cleartax portal.

How the tax relief is calculated

The tax break is arrived at by recalculating the tax for the both the years in which the arrears are received and the year to which arrears pertain to.

1) Calculate the tax payable on the total salary including and excluding the arrears in the year in which it is received. Calculate the difference between the two and assume it is 'A'

2) Calculate the tax payable on the total salary including and excluding the arrears for every year for which the arrear relates to and sum it up. Calculate the difference between the two and assume it as 'B'.

3) If 'A' is more than 'B', the employee will get tax break equivalent to 'A'.

How it can be claimed

To avail the tax break, it is mandatory under the income tax laws to file Form 10E. The form includes details like the PAN, arrear and advance salary details. This form has to be uploaded on the website of the Income Tax Department.

The journey of Gangajal from the river to your doorstep via Indian postal service

NEW DELHI: 'Please remove your shoes before entering the room,' comes the unusual request from a senior official at the Rail Mail Service (RMS) Bhawan near Delhi's Kashmere Gate. The room in question was unremarkable until recently, when it became a reliquary for bottled Ganga. The river's water has seemingly sanctified an otherwise utilitarian space whose contents have thus far been courier packages and daily mail. 


Just weeks after Union minister Ravi Shankar Prasad promised to have Ganga water delivered to people's doorsteps via the Indian postal service, the scheme has become a hit not just in the national capital, but also in other states like Rajasthan, Tamil Nadu, West Bengal, Uttarakhand, Jharkhand, Chhattisgarh, Bihar, and Uttar Pradesh. It is the first end-to-end product operation handled by India Post. 

Since the day of its inception in the first week of July , the RMS Bhawan has dispatched over 49,000 bottles to 22 postal circles in the country . "It's amazing how the bottles are gone within minutes. Kolkata, for one, saw around 20 bottles sold out in no time," beams the official. Ironically , the maximum demand is from states like Uttarakhand and West Bengal, which have the Ganga flowing through. 

The Bhawan gets a daily supply of Gangajal. The amount varies, says the official, but the flow never stops. 

"It is a very systematic procedure. Mussoorie Express gets the water from the Ganga in Rishikesh, and at times from Gangotri. Around 7-8 people from the Rishikesh post office collect the water directly from the river. They send it to us in cans with a capacity of 20 litres each. Overnight, the train reaches New Delhi. Our men go and collect it early morning and bring it to RMS Bhawan," adds the official. 

Once it reaches RMS Bhawan, the water is treated in two rooms, cleared of sediment, and then packaged. "You can drink it of course, it is holy after all. But we want to make sure that there are no unwanted particles, like soil or little stones, in it. It comes straight from the river which is why we filter it properly," says the official. There are two rules to be followed in these two rooms: no shoes and no bare hands. 

He adds that the Bhawan gets very little water from Gangotri, but a regular supply from Rishikesh has made the scheme a success; 43,000 of the 49,000 bottles sold till date come from there. The bottles with water from Rishikesh cost Rs 15 and Rs 22 for 200 ml and 500 ml respectively. The ones from Gangotri are priced at Rs 25 and Rs 35 respectively . Online, both sell at Rs 101 and Rs 151 respectively. For now, there's not much profit in it, just piety . "If one calculates the cost of filtering and packaging each bottle, there would probably be a profit of margin of Re 1," adds the official. 

The counter at the Sansad Marg head post office in Delhi has two bottles on display, to assure customers they're at the right place. Senior postmaster Roop Chand says there are 12 post offices in Delhi, including this one, that sell the bottles. 

"I just sold five 500 ml bottles," says a smiling Rajkumari, as she opens her hardbound register to jot down details of the day's sales. She is soon joined by Renu Chhabra, who handles the online sale of the holy water and guides us to a tiny room where three women are watching the website for online orders. "We can't call distribution of Gangajal part of ecommerce. It's just making sure everyone gets a part of our culture at their doorsteps," says postmaster Chand. 

Many devout families are grateful for the scheme. "I used to go to Rishikesh to get Gangajal. Now that it's readily available, it saves me the trip," says Rajesh from New Delhi. 

At the launch of the scheme, minister Prasad had said it was going to feed the cultural needs of Indians. If the numbers so far are anything to go by , he was probably right.

Source:-The Economic Times

PA/SA EXAMINATION RESULTS 2015: SSC CHSL 2015 RESULTS

CENTRAL CIVIL SERVICES (CLASSIFICATION, CONTROL AND APPEAL) RULES 1965 - GUIDELINES REGARDING PREVENTION OF SEXUAL HARASSMENT OF WOMEN AT THE WORKPLACE - REGARDING

Proposed online selection of all categories of GDS-reg.


Secretary, Department of Posts & Chairperson, Postal Services Board


Download "A Hand Book on Finacle Work Flow Process-1st Edition" incorporating all the latest modifications.

Download "A Hand Book on Finacle Work Flow Process-1st Edition" incorporating all the latest modifications.
Collected & Compiled at
CBS Circle Processing Centre (CBS CPC), Odisha, Bhubaneswar

POSB ATM User's Guide and Terms & Conditions

POSB ATM User's Guide and Terms & Conditions

7th Pay Commission: Committee on allowances to meet this week

7th Pay Commission: Payment of arrears with current month salary; committee on allowances to meet this week
The first meeting of the Finance Secretary-led committee appointed to look into the allowances recommended by the 7th Pay Commission is scheduled this week while the payment of arrears will be paid to central government employees and pensioners in a single installment along with this month salary.
IANS has reported quoting Finance Secretary Ashok Lavasa that the committee on allowances will have its first meeting this week.
The Committee will submit its report within a period of four months. Till a final decision on Allowances is taken based on the recommendations of this Committee, all Allowances will continue to be paid at existing rates in existing pay structure, as if the pay had not been revised with effect from 1st day of January, 2016.
"The 7th Pay Commission examined a total of 196 existing allowances and, by way of rationalization, recommended abolition of 51 allowances and subsuming of 37 allowances. Given the significant changes in the existing provisions for allowances which may have wide ranging implications, the Cabinet decided to constitute a Committee headed by Finance Secretary for further examination of the recommendations of 7th CPC on allowances," as per the press release issued by the government after the Cabinet approval to Pay Commission recommendations.
It was estimated by the Pay Commission that the additional financial impact on the exchequer due to the implementation of all its recommendations in 2016-17 will be Rs 102,100 crore. This apart, it had estimated an additional implication of Rs 12,133 crore on account of arrears.